GSXS 1000 Forum banner

21 - 40 of 50 Posts

·
Registered
Joined
·
8 Posts
Could someone give me the names of these insurance company's I'm with carol Nash and I am paying a lot more than what you are paying
 

·
Registered
Joined
·
122 Posts
Me too and I live in the same area as some other members who claim they pay half of what I am asked. Very hard to credit and no one near me has told me who their insurer is so I am still a disbeliever?
 

·
Registered
Joined
·
647 Posts
I'm paying £107 tomorrow with MCE
Carol Nash quoted me over 350 quid :eek:
I also never get legal as I will be using specialist SOLICITORS in the event of a claim not a sodding paralegal that most firms use.
I get all my quotes from compare the market with the added bonus that I get a free Meerkat which I give to the mrs for extra brownie points.
 

·
Registered
Joined
·
122 Posts
Thanks for taking the trouble to reply ackack . MCE are the cheapest for me also but excess is high and quote is no where near as tempting as yours!
 

·
Registered
Joined
·
86 Posts
My 10r went from 620/yr to 530/yr last month. Same coverages 500/500, the gsxs1000 545/yr..... Not sure why this bike is higher to insure vs supersport.


Walter, I ran into that with a Speed Triple once--gave me same rate as a CB1000RR. I asked them to recheck as the Speed Triple was not a race replica. They gave me a lowered quote when they called back.


I'd suspect the agent/company misquoted the gsx-s1000, because the gixer should be more if based only on the extra plastic. My experience has shown a lot of confusion with this new model...and then the company probably won't honor the mis-quote. Note, Progressive gives an educational discount (ie, collegiate or post-grad degree lowered the premium) if you can take advantage. :).
I pay 620/yr full coverage for my 2008 zx10r. I plan on buying a GSXs1000 as soon as my 10r sells. I called on insurance and with coverage's being the same it was quoted at 660/yr..... I asked for a quote for a 2016 gsxR1000, 576/yr..... This is thru State Farm in Cincinnati, Ohio. Wonder why the premium is more than a supersport???
 

·
Registered
Joined
·
11 Posts
Bennetts are good this year, they have an offer on at the moment also to include AA recovery and home start :) I paid just under £300 fully comprehensive. As others have pointed out MCE were the cheapest but their COMPULSARY excess is excessive !!!! £1500.. Bennetts excess is £300...happy riding n stay safe
 

·
Registered
Joined
·
31 Posts
you lot are lucky, I asked my insurers to add the 1000 to my present bike insurance on my750, they came back with £600+ on the remainder of 8 months ppppffffftttttt.
as they could not speak to the insurers on a Saturday,
then a bit later they called back & said if I cancel the existing policy & create a new 1 for both bikes with another company it would be about £400, yeah and lose most of my existing cash input, I don't think so.
I guess I will have to get onto them again & get them to talk to the Insurers for a realistic quote before the GSX S1000 is delivered next Saturday.
 

·
Registered
Joined
·
59 Posts
Just insured my new bike which I`m picking up next week, £128 fully comp, well happy with price :) , at the moment I`m running an Aprilia RSV1000R which costs me £ 120 to insure fully comp.The benefits of getting older I guess.
My Tuono v2 08 was more to insure than the gsxs, my rsv 05 was cheaper than both .....wtf
 

·
Registered
Joined
·
31 Posts
well life sucks just like an insurance company.
just had to renew my policy to get a lower quote elsewhere,
for the 2 bikes GSR750 & GSX S1000 fully comp £416 OUCH - what with 9 years no claims, no commuting & No pillion cover.
robin barstewards
 

·
Premium Member
Joined
·
365 Posts
My total was finally updated - cost me $291 for the entire year with a $100 comprehensive deductible and a $500 collision deductible. This is through Progressive, I've had them for the last 3 years. Limits are something like $25,000/$50,000 for every option. Not too bad considering I know some people with 250cc sportbikes that pay almost $2,000 a year!
 

·
Registered
Joined
·
108 Posts
My total was finally updated - cost me $291 for the entire year with a $100 comprehensive deductible and a $500 collision deductible. This is through Progressive, I've had them for the last 3 years. Limits are something like $25,000/$50,000 for every option. Not too bad considering I know some people with 250cc sportbikes that pay almost $2,000 a year!
The best deal I can get is around $900-1k a year. No claims or tickets. Currently at $100 comp and $500 collision. I tried Progressive since I get a USAA discount and it's still pretty high. This is without uninsured motorist coverage or any other addons other than collision and comp.

Maybe it's age?

Edit:
Just got a quote for $791 a year, liability at 50k/100k/25k. Deductibles: Comprehensive at $100 and Collision at $500.

No uninsured motorist coverage, medical payments, enhanced injury protection, roadside assistance, or carried contents coverage. Just liability, comp, and collision.

This is with Progressive. Don't think I can get any better than that. Any advice?

Edit2:

OK this is really strange, I added another bike onto the policy (a 919) and my premium actually dropped about 100 bucks. Very interesting. A third bike dropped it even more, about $60. Just my old Kawasaki Vulcan 750. Thought I would share this info, didn't expect it. Multibike discount is pretty nice.
 

·
Premium Member
Joined
·
365 Posts
The best deal I can get is around $900-1k a year. No claims or tickets. Currently at $100 comp and $500 collision. I tried Progressive since I get a USAA discount and it's still pretty high. This is without uninsured motorist coverage or any other addons other than collision and comp.

Maybe it's age?

Edit:
Just got a quote for $791 a year, liability at 50k/100k/25k. Deductibles: Comprehensive at $100 and Collision at $500.

No uninsured motorist coverage, medical payments, enhanced injury protection, roadside assistance, or carried contents coverage. Just liability, comp, and collision.

This is with Progressive. Don't think I can get any better than that. Any advice?

Edit2:

OK this is really strange, I added another bike onto the policy (a 919) and my premium actually dropped about 100 bucks. Very interesting. A third bike dropped it even more, about $60. Just my old Kawasaki Vulcan 750. Thought I would share this info, didn't expect it. Multibike discount is pretty nice.
I dunno, I have a pretty bad driving record - probably over 40 speeding tickets. Lost my license a couple times too before I turned 20. I'm turning 30 in January and I've never had high insurance, ever. I only pay about $750 a year for full coverage on my car and bike, both through different companies, Geico for car, Progressive for bike. I live in a suburb where there's very little crime at all (knock on wood), so that probably helps.
 

·
Registered
Joined
·
108 Posts
I dunno, I have a pretty bad driving record - probably over 40 speeding tickets. Lost my license a couple times too before I turned 20. I'm turning 30 in January and I've never had high insurance, ever. I only pay about $750 a year for full coverage on my car and bike, both through different companies, Geico for car, Progressive for bike. I live in a suburb where there's very little crime at all (knock on wood), so that probably helps.
I ended up paying about $798 for a year, same coverage as you. That's with USAA member discount and the other bikes (which all lowered the premium over just 1 bike). The uninsured motorist coverage really jacked it up, to the current $66, I guess because we have a lot of uninsured people driving around here in OK.

Looks like we are about the same age, I turn 30 in July and I have no speeding tickets or claims at all. Also in the suburbs.
 

·
Premium Member
Joined
·
365 Posts
I ended up paying about $798 for a year, same coverage as you. That's with USAA member discount and the other bikes (which all lowered the premium over just 1 bike). The uninsured motorist coverage really jacked it up, to the current $66, I guess because we have a lot of uninsured people driving around here in OK.

Looks like we are about the same age, I turn 30 in July and I have no speeding tickets or claims at all. Also in the suburbs.
Crazy, if it was that much around here I'd only opt for comprehensive and the state legal limits. If I hit someone I'm likely to be dead anyway so I couldn't pay them, lol. Last time I checked around I could "insure" this bike with the state minimum and no comp/collision for something like $50 a year. But it's on me if it gets stolen or damaged by an act of god. After seeing what some people pay on a few different forums, I consider myself very fortunate to be under $300 a year for pretty decent full coverages.

I also own the bike, so that cut my premium down by 30% or so.
 

·
Registered
Joined
·
108 Posts
Crazy, if it was that much around here I'd only opt for comprehensive and the state legal limits. If I hit someone I'm likely to be dead anyway so I couldn't pay them, lol. Last time I checked around I could "insure" this bike with the state minimum and no comp/collision for something like $50 a year. But it's on me if it gets stolen or damaged by an act of god. After seeing what some people pay on a few different forums, I consider myself very fortunate to be under $300 a year for pretty decent full coverages.

I also own the bike, so that cut my premium down by 30% or so.
I ended up getting it to $728 a year for 3 bikes. Strange how just one bike was more expensive to insure. I guess I'm happy with that for now. I financed the bike at 3.49% for 60 months but if insurance gets lowered by 30% for owning I think I might just pay it off.. could save a lot of money. Didn't know they lowered the premiums for that. Good to know.
 

·
Registered
Joined
·
2,034 Posts
i have crappy driving record....progressive 820 year for the s......geico 1030.......i stayed with progressive.....but my car is 200 cheeper with geico
 

·
Registered
Joined
·
11 Posts
Had a heart attack just now talking to my insurance guy on the S1000.

I'm 53 yo, clean record, no claims, been riding on the street 34 years. I have two Harleys and my car with these guys already. They're independent and so they get quotes from several companies. My bikes are with Progressive and my car with National General.

Last week he quoted me $64/mo for an FZ-10 added to my Harleys. On the GSX the cheapest he could get me was $1800 per year! I was like WTF?!

I'm currently paying around $900 per year on a 2014 Road King and 2013 Sportster 72 for kitchen sink coverage with low deductible.

I dunno if more S1000s are getting stolen or cracked up in NC or what. Eff me!
 
21 - 40 of 50 Posts
Top