Phlipper,Had a heart attack just now talking to my insurance guy on the S1000.
I'm 53 yo, clean record, no claims, been riding on the street 34 years. I have two Harleys and my car with these guys already. They're independent and so they get quotes from several companies. My bikes are with Progressive and my car with National General.
Last week he quoted me $64/mo for an FZ-10 added to my Harleys. On the GSX the cheapest he could get me was $1800 per year! I was like WTF?!
I'm currently paying around $900 per year on a 2014 Road King and 2013 Sportster 72 for kitchen sink coverage with low deductible.
I dunno if more S1000s are getting stolen or cracked up in NC or what. Eff me!
Perhaps you said 'S1000' too many times to him and he has quoted you for a BMW S1000?